As Oklahoma's only LSTA member law firm, we bring real depth to syndicated credit facilities, participation agreements, co-lender agreements, and intercreditor arrangements, and we have closed syndicated facilities up to $400 million. We draft and negotiate intercreditor and subordination agreements and the agreements among banks in multi-lender structures, handle agent bank matters, and coordinate multi-lender closings. Our LSTA membership keeps us current on market-standard documentation and best practices for the syndicated market.

Healthcare lending is one of the deepest and most active parts of our practice. We represent multiple lenders in multi-state healthcare financings across a broad range of facility types and operating structures. We know what sets these deals apart: operator licensing, management-agreement subordination, the multi-entity borrower structures these facilities use, and the healthcare-specific representations, covenants, and events of default that protect a lender when the collateral is a regulated business.

We represent lenders in financings secured by commercial real estate of every variety: apartment complexes, retail and shopping centers, office buildings, warehouses and industrial facilities, auto dealerships, data centers, marinas, and mixed-use developments. Our work covers term loans, acquisition financing, and refinancings, with collateral across the country, and we coordinate with local counsel on state-specific recording and enforceability requirements.

We give close attention to subordination, non-disturbance, and attornment (SNDA) work and complex tenant arrangements, including subtenant subordination structures, purchase-option subordinations, and the lease-level issues that surface in real estate financings. These instruments reward careful drafting, and we treat them as the substantive work they are.

We also handle Oklahoma mortgage tax structuring, using exemptions, refinance credits, and careful document structuring to keep the mortgage tax on a financing as low as Oklahoma law allows.

Residential land development is a large and active part of commercial lending, and the loan structure is its own discipline. We document financings for developers who acquire and improve land and sell finished lots to home builders, including the borrowing-base and lot-release mechanics, release pricing, and draw provisions these deals run on, structured to protect the lender as lots are sold off.

A C-PACE assessment can prime or run alongside a mortgage lien, which makes the lender's consent the heart of the deal. We negotiate the mortgage lender consents, recognition agreements, and the priority, notice, and cure terms a lender needs when a borrower funds improvements through a C-PACE program, along with the related changes to the loan documents.

Lending against a tenant-in-common structure raises issues a single-borrower loan does not: binding every co-owner and the TIC agreement to the loan, the single-purpose and bankruptcy-remoteness questions fractional ownership creates, and the additional lender protections that come with title held by several parties. We have closed these and build the documents to hold up.

A condominium regime adds a layer most loans do not have: the declaration and association documents, assessment liens that can affect priority, and the voting and consent rights that govern what a lender can do with its collateral. We handle condominium financings, and the declarations that create the regime in the first place.

We represent banks in commercial and industrial lending: working capital and operating lines, asset-based facilities, and term loans secured by business assets. Our work covers the Article 9 mechanics these deals turn on, including security agreements, UCC perfection and priority, deposit account control, borrowing-base provisions, and the receivables, inventory, and equipment that serve as collateral.

We handle construction loan documentation: draw procedures, retainage, inspections, budget controls, and construction-to-permanent conversion. Our documents address the risks specific to development lending, including mechanics' lien protection, timeline enforcement, and construction monitoring.

We represent lenders in standalone equipment financings and in transactions where equipment is collateral within a larger credit structure. Our work covers security agreements, UCC filings, purchase money security interest (PMSI) perfection, and the priority questions that come with equipment collateral across a range of industries.

Most term and syndicated debt carries an interest rate hedge, and the swap documentation is where deals often go wrong. We have deep experience with interest rate swaps and the SOFR and term SOFR mechanics these transactions turn on, including ISDA schedules, hedge requirements in the credit agreement, breakage, and the interplay between the swap provider and the lender group.

Financing a tribally owned or affiliated enterprise is its own discipline, and Oklahoma's economy makes it a recurring part of our work. We represent lenders in these transactions, working through the limited waivers of sovereign immunity, the dispute-resolution and forum provisions a lender needs, and the perfection and enforceability questions that arise when the borrower is a tribal entity or an arm of a trib

Our practice extends to structures that demand careful handling: Delaware series LLC and other non-traditional borrower entities, reverse 1031 exchanges with multi-entity and exchange accommodation titleholder structures, leasehold mortgage financing, including on federal and state leased land such as Army Corps of Engineers lakes, and bond financing and municipal economic development incentives.

We support our bank clients through the life of the loan: amendments, covenant waivers, reservation of rights letters, forbearance agreements, and other modifications as circumstances change. We bring the same precision and efficiency we bring to a closing, helping clients address what has changed while preserving their rights under the existing documents. We also help clients who run repeat volume work more efficiently over time, building document templates and streamlined ways to amend existing facilities, so the routine work moves faster and costs less.

National law firms, including Am Law 100 firms, regularly engage Nexus Legal as Oklahoma local counsel. We give local counsel opinions on financings led by out-of-state counsel, along with substantive support: document review, Oklahoma law analysis, and closing coordination. Our command of Oklahoma recording, mortgage tax, entity law, and enforceability lets lead counsel rely on us for fast, accurate Oklahoma guidance.

Beyond loan documentation, we serve as deal counsel for business acquisitions, asset purchases, and commercial transactions. We run negotiations, structure the agreement, and coordinate multi-party closings across industries including healthcare, real estate, aviation, manufacturing, and technology. Years on the lender's side give us a practical read on how a deal has to be structured to satisfy a financing, which helps clients on either side of the table.

We spend most of our time on the lender's side, and that vantage makes us effective borrower's counsel on the matters we can take, where no conflict exists. A borrower or sponsor who knows how the lender's credit team thinks negotiates from a stronger position, and that is what we bring across the table.

We provide ongoing corporate advisory work for select clients: entity formation and governance, operating agreement drafting and review, member and shareholder matters, and general business advice. The corporate practice complements the transactional work, so we can advise clients on the structures that support their broader objectives.